Eliminate debt. Grow your cash. Accelerate your goals.
Sensible strategies for financial well-being.
39 percent of Gen Z wants more personal finance education.
39 percent of Canadian adults say that money is their #1 source of stress.
59 percent of Canadians would rather go to a physical check-up than talk about money.
Everyone is concerned about money.
Annual Planning
$4,000
INVESTMENT
Our Annual Planning package helps you create a personalized roadmap for your financial future.
We'll review your current finances, identify your goals, and develop a custom plan covering everything from investments to taxes and retirement.
With quarterly check-ins and a year-in-review session, we'll keep you on track and adjust as needed.
Time to take the right steps to achieve your dream life!
$2,500
INVESTMENT
The DIY Plan is perfect if you're confident managing your finances but want expert guidance on complex areas.
We'll review your financial situation, identify goals, and create an easy-to-follow plan for managing your money. This includes investments, taxes, retirement, and more.
This plan also includes a year-end review session. This session allows us to check in, assess progress, and make any necessary adjustments. It gives you with valuable insights while keeping you in control.
DIY Planning
$499
INVESTMENT
Starts with a 90-minute session focused on tackling your most pressing financial concerns — whether it's managing income, budgeting, or reducing debt. We'll create a practical, step-by-step plan to help you progress.
After the session, you'll receive a detailed follow-up with actionable advice & strategies to stay motivated. Additional check-ins available.
This plan is perfect if you're feeling stuck. No judgement, just support and guidance to help you take control of your finances.
Starter Planning
$300/HOUR
INVESTMENT
This option is great if you need expert advice on a specific aspect of your finances but aren't ready for a full financial review.
Whether you're considering buying a rental property, navigating pension options after leaving a job, or nearing retirement and want to ensure that your savings will last — we're here to help.
Pricing is quoted individually based on estimated hours of work.
Project Based Planning
$300
INVESTMENT
This is a fast-paced session. Bring all of your personal finance questions and get them answered by a CFP professional.
Curious about markets, investment options, tax planning, real estate, small business strategies, pensions, insurance, retirement planning, debt repayment, or anything else? No question is off limits.
One Hour Session
HOW IT WORKS
the experience
01
INTRODUCTION
If you think we might be a good fit for you, inquire! Let's have a brief conversation about your current situation, your goals, and determine if we're a good fit for each other.
02
DISCOVERY
In this deep dive, I learn about you, your life, and your relationship with money. We'll gather your financial details beforehand to ensure that our talk is relevant and focused.
03
ANALYSIS
Now, it's time to dig into the numbers. I'll sift through the data to uncover ways to bring you closer to your goals. This is where we break out the spreadsheets and financial projections — it's all about finding the best routes to get you where you want to be!
04
PLAN
Not everyone wants to dive into spreadsheets and projections — that's why we distill the essentials into a single, easy-to-follow page. On it you'll find a summary of your current position and your goals, as well as a list of steps you should be taking over the next 12 months to bring you closer to where you want to be.
05
MONITORING
We'll be right there with you, checking in regularly. It's like having a workout buddy for your finances! We ensure your plan is implemented smoothly, with regular check ins to confirm it's on track. Plus, you'll have ongoing access to our advice and expertise!
MEGHAN
Would recommend to anyone.
We were pretty lost with our finances, embarrassed about where we were at, at struggling to see how we were going to reach our goals, but Kylie truly cares about her clients and goes above and beyond. She talks about everything in a judgement free way and we've been at ease from the beginning.
@SPEROFINANCIALGROUP
Practical financial wisdom, minus the sales pitch. Follow me on social!